Consultative Approach

We are open and direct with our clients. We aren’t good at “selling” or being pushy, but we are good at being straightforward and easy to understand. This promotes productive conversations and successful resolutions of issues with which we help our clients.

We are “there” for our clients when they need us. That can be because of something (maybe big, maybe small) that has happened in their lives, or due to events in the stock market, the economy or the world. Whatever the issue, when clients understand their investments and have confidence in us as their advisors, they sleep well at night.

Collaboration with Experts

We work with our clients’ attorneys, accountants and other advisors to handle matters ranging from estate planning to income tax returns.

The breadth of our team’s backgrounds, including CPAs, attorneys and CFPs, enables us to collaborate effectively with these outside experts.

Comprehensive Planning

Successful asset management goes beyond developing the best portfolio of investments. Comprehensive planning anticipates the future needs for liquidity, such as children’s college costs, the purchase of a second home, monthly income in retirement, and senior living arrangements.

Intelligent Risk-taking

Intelligent risk taking is a disciplined, long term approach to investing that focuses on the following core beliefs.

• Don’t take more risk than is necessary to meet your financial objectives.
• Diversification is the investor’s friend. Increasing diversification means decreasing risk.
• Modern Portfolio Theory, which earned its creator the Nobel Prize, demonstrates that return on an equity portfolio is largely determined by the mix of asset classes selected.
• The fees of actively managed portfolios are a major drag on returns. We use no-load, low-cost mutual funds in our clients’ accounts.
• The tax consequences of mutual funds are often overlooked. We buy mutual funds that are tax-efficient and avoid those that aren’t.
• Don’t take risk in the bond portion of a portfolio.
• Studies prove it: hedge funds make most hedge fund managers richer and most hedge fund investors poorer.
• An overwhelming amount of evidence demonstrates that trying to pick an individual stock that will outperform the market in the long run is a loser’s game. Therefore, don’t play it.

Sophisticated Analytical & Planning Tools

Sometimes the best answer to a client’s question involves number crunching. We have powerful software that helps us with everything from income tax projections to portfolio analysis to retirement planning.

We have access to comprehensive income tax and estate planning research materials to foster a thorough understanding of issues confronting our clients.

Trusted Advisor Relationship

Trust must be earned. It doesn’t come quickly or easily. The advisors at Texas Asset Management have been fortunate to earn our clients’ confidence. That trust is why they remain clients.

This relationship is rewarding for both parties. Our Portfolio Managers go the extra mile for clients because we know our clients well and are invested in their lives and futures.

Our clients say there are few people in the world in whom they can confide their financial concerns, and who have both the knowledge of their circumstances and the professional expertise to effectively advise them. Over time we have become part of that select group of trusted advisors for our clients.